It depends on the YMCA in your area.
Y's generally offer lower rates on memberships and programs for those with financial hardships. You can call your local Y for information or to have a financial assistance application mailed to you. Information provided to the Y is kept confidential.
The Funds used to help scholarship memberships and programs are from an annual sustaining campaign run by each Y or through grants provided by outside organisations.
You can find your local Y here:
http://www.ymca.net/find_your_ymca/
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